Are Blocked Drains Covered By Home Insurance?

With the current state of the world, most of us have been spending much more time at home. Consequently, people have been looking for ways to stay occupied while stuck indoors. This has led to an increase in home renovations and DIY projects during this pandemic as you can see here. You may run into problems or make mistakes while trying to fix parts of your home by yourself — these could be real issues that you should seek professional assistance for.

Dealing With The Dirty

One of the most common issues that people face regarding their home is a blocked or clogged drain. There are several home remedies available online, but it is not the same as having a professional do it for you. It becomes more of an apparent issue once the smell becomes prevalent inside the house. You may not know this, but clogged or blocked drains become rancid if not taken care of immediately. It is one of the tell-tale signs of this problem, especially if the block is deep into the pipes. Most of the time, though, it is not too late, especially if the water still recedes to the drain. Otherwise, the issue becomes serious once the water is trapped near or on the surface of the sink itself.

Policies And Coverage

All home insurance plans vary, you may need to ask your provider about your specific plan and its policies. For standard home insurance, it is only the damage done to your house covered by the policy. If you have content insurance, it can also cover the damages done by the block on your valuables.

Changing or fixing the drain is usually not a part of the policy, as it is a home repair. However, it will always depend on the policy; you may need to contact your agent first to make sure that it does cover the repair itself. Fortunately, most home insurances will cover the damage done by the drain.

That said, if you don’t have someone for the job yet, we’d be happy to take a look and see what we can do. For any blocked or clogged pipe at home that needs fixing, we are the guys to Dial Up! Offering fast, convenient, and affordable plumbing rescue services, we can help you get those pipes running in no time.